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Credit Reporting

Legal news related to Credit Reporting

5 articles

Federal Circuit
•4 min read
Fifth Circuit Court of Appeals

5th Circuit Reviews Pro Se Appeal in Trans Union Attorney Fees Case

The Fifth Circuit Court of Appeals is considering an appeal by pro se plaintiff Terrence M. Gore challenging a district court's order awarding attorney fees and costs to Trans Union LLC. Gore seeks to proceed in forma pauperis while appealing both the fee award and denial of his reconsideration motion.

•Pro se plaintiff Terrence Gore appeals district court's attorney fee award to Trans Union LLC
•Original lawsuit under Texas and federal credit reporting laws was dismissed as barred by res judicata
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Federal Circuit
•4 min read
Eighth Circuit Court of Appeals

8th Circuit Affirms Freedom Mortgage Win in Credit Reporting Case

The U.S. Court of Appeals for the Eighth Circuit affirmed a district court's summary judgment in favor of Freedom Mortgage Corporation in a Fair Credit Reporting Act case brought by homeowners Lea and Samantha Johnson.

•Eighth Circuit affirmed summary judgment for Freedom Mortgage in FCRA dispute
•Johnsons claimed mortgage servicer provided inaccurate credit information
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Federal Circuit
•4 min read
Third Circuit Court of Appeals

3rd Circuit Affirms Dismissal of Child Support Court Challenge

The Third Circuit Court of Appeals affirmed a district court's dismissal of a pro se lawsuit filed by William Williams against Philadelphia child support courts and major credit agencies. The case was dismissed under federal statute allowing courts to reject frivolous claims from indigent litigants.

•Third Circuit affirmed dismissal of pro se lawsuit against Philadelphia child support courts and credit agencies
•Case dismissed under federal statute allowing courts to reject frivolous claims from indigent litigants
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Regulatory
•4 min read

CFPB Backs Washington Bill to Remove Medical Debt from Credit Reports

The Consumer Financial Protection Bureau's General Counsel Seth Frotman has written to Washington State legislators supporting proposed legislation that would prohibit medical bills from appearing on credit reports. The federal agency's backing adds significant weight to state efforts to protect consumers from the credit impact of medical debt.

•CFPB General Counsel formally endorses Washington state legislation on medical debt credit reporting
•Letter addressed to Senator Marcus Riccelli and Representative Joe Timmons signals federal support for state consumer protection measures
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Regulatory
•4 min read

CFPB Fines Equifax $15 Million for Inadequate Credit Dispute Investigations

The Consumer Financial Protection Bureau ordered Equifax to pay $15 million for failing to properly investigate consumer disputes regarding credit reporting errors. The enforcement action addresses the credit bureau's inadequate procedures for handling consumer complaints about inaccuracies.

•CFPB imposed $15 million penalty on Equifax for inadequate dispute investigations
•Action stems from Equifax's failure to conduct proper reviews of consumer credit reporting disputes
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